Sure, relevant thread :- ).
But I think you answered your main question, 7950X is heavily discounted on market, and 9950X goes for slight premium right now. Real advantage is not 10-15perc, it's more like 5 in production environment.
- Don't get Torrent & AIO, it's really poor fit. Either get Torrent + Air Cooler (like NH-D16), AIO + any other case that fits 360+ mm radiator. Solid evergreen choice is Arctic Liquid Freezer, it's one of the cheapest but has the thickest radiator of all so very much the best performance as well.
- 4x 48GB (192GB ram) can be challenge to run solidly, I would check some Reddit builds for those get it running stable. 4x32GB is easier to get stable. Slightly higher-end motherboard helps in this regard, but the stability is bit of lottery based on each individual CPU chip (since the memory controller is responsible for this). But I would try 4x 48 if it's in your budget, you can always return it :- ). With 192GB, you might find the EXPO doesn't run stable, or doesn't boot at all, in that case run EXPO and manually lower frequency. It's not performance issue for production work, it can barely be felt in games. People online are hysteric when it comes to memory frequency.
- No motherboard recommendation. I were building Ryzen build right now, I would buy Micro-ATX board and some small case. (I would even build Mini-ITX with 2 DIMM slots only since 96GB can be plenty even for my work majority of times).