It is normal for the processor to be at 95 degrees. It works at the same temperature for me too. There is no problem with rendering during IR, but the system freezes. Sometimes the system shuts down completely. When it is turned off, the temperature is often around 80 degrees. If you use the bios at default setting you will see the difference.
The bios are at default settings. Dont think its good for the processor to be at 95 degrees. If it gets hotter than 95 I think it starts to throttle which I believe is whats causing the freezing problems for me. Again - by removing the side of the computer it lowered the temp by a couple of degrees and all the freezing/problems went away. Not sure if this is connected to your problem or not, but the symptoms are similar. I will return the computer to the store tomorrow so they can take a look at the cooling. Maybe they made a mistake when they put it together.
However, the problem only occurs when rendering corona in max. I have the latest hotfix installed. Latest win11 version. When running the corona benchmark there is no problem with temp or freezing, so maybe there is a problem with corona for max?