If you're here for a believable looking picture, then feel free to take whatever shortcuts and cheats you can - as long as result is great, nobody will care how it's achieved. OTOH, if you're looking for scientifically acurate material recreation, i'm affraid i can't help you here. I know that there are renderers that claims their materials are constructed in "physically correct" manner, but for me added complexity just not worth arguably marginal improvement in image believableness :]