Sorry, but there is no simple answer to any of your questions like "it slows down rendering by 50%". It is dependent on many factors such as:
-complexity of the materials
-the kinds of effects which are used (maps for glossiness? refraction? opacity? ...)
-the area the complex material covers on the screen
-other effects - does it reflect some strong light? Is it seen in reflections? Refractions? ...
As to AO - the same thing. It does slow down rendering, but it's dependent on many things. It could be just a little slowdown, or a huge slowdown.
The easiest way of measuring this is simply experimenting with the materials.