Reason why I often suggest going for top level gold/platinum PSUs for 4k+ workstations (dual-xeon builds range from 4 easily up to 8k euros when self-built) is that's is actually rather cheap insurance. Yes, you pay additional 100 +/- euros, but what is that compared to the whole budget ?
The benefits aren't just the improved energy efficiency (which may or may not pay for itself in years), but better voltage levels, quieter fans (or semi-passive mode), have a slower capacitor degradation (and usually the best ones from Japan available), and generally last you longer, something to think of for machine that can run 24/7 for 6 years.
The benefits aren't palpable as buying better GPU, but in long-run, it is much better and smarter investment. It's the single most important non-performance part in workstation. But everyone skimps on it to save few beers :- )